Numerous studies have shown that insurance companies’ historical cost-sharing tactics, such as co-pays and co-insurance, created additional barriers to preventive healthcare services. This was especially true for women, particularly women of color, LGBTQ+ individuals, and those in lower socio-economic groups. The Affordable Care Act (AKA “ACA” or “Obamacare”) addressed this barrier by requiring that expert-recommended preventive services be covered without cost-sharing. Congress went one step fu...